高顿项目

国内财会

国际财会

金融证书

公务员

考研

考研

继续教育

继续教育

在职硕博

学历学位

国企求职

军队文职

军队文职

职业提升

语言培训

出国留学

海外留学

2001北美精算师真题大纲NovemberCourse5（四）

来源：高顿网校 2014-08-25

　　以下则是高顿网校小编为您整理的2001北美精算师真题大纲NovemberCourse5（四），请尽快吸收。
　　15. Rank in ascending order (smallest to largest) the premium level of the following life

　　insurance policies.

　　I. Participating Whole Life Insurance

　　II. Level Term to 100 Insurance

　　III. Non-participating Whole Life Insurance

　　(A) IIIIII

　　(B) IIIIII

　　(C) IIIIII

　　(D) IIIIII

　　(E) IIIIII

　　COURSE 5: November 2001 - 16 - GO ON TO NEXT PAGE

　　Morning Session

　　16. Rank in ascending order (lowest to highest) the price level of a product resulting from the

　　following strategies:

　　I. Opportunistic pricing

　　II. Adaptive pricing

　　III. Predatory pricing

　　(A) IIIIII

　　(B) IIIIII

　　(C) IIIIII

　　(D) IIIIII

　　(E) IIIIII

　　COURSE 5: November 2001 - 17 - GO ON TO NEXT PAGE

　　Morning Session

　　Each of questions 17 through 18 consists of two lists. In the list at the left are two items,

　　lettered X and Y. In the list at the right are three items, numbered I, II, and III. ONE of

　　the lettered items is related in some way to EXACTLY TWO of the numbered items.

　　Indicate the related items using the following answer code:

　　Lettered Item Is Related to Numbered Items

　　(A) X I and II only

　　(B) X II and III only

　　(C) Y I and II only

　　(D) Y I and III only

　　(E) The correct answer is not given by (A), (B), (C) or (D).

　　17. X. Penetration pricing I. Different price levels for buyers with

　　different behaviors

　　Y. Segmented pricing II. Works best with commodity-like

　　products

　　III. Price set to generate high level of

　　sales

　　18. X. Low lapse rates I. Cause an increase in the average

　　mortality of the remaining group

　　Y. Selective lapse rates II. Tend to decrease the percentage of

　　unhealthy insureds

　　III. Result in mortality at older ages that

　　increase more slowly by policy year

　　COURSE 5: November 2001 - 18 - GO ON TO NEXT PAGE

　　Morning Session

　　Each of questions 19 through 23 consists of an assertion in the left-hand column and a

　　reason in the right-hand column. Code your answer to each question by blackening

　　space:

　　(A) If both the assertion and the reason are true statements, and the reason is a correct

　　explanation of the assertion.

　　(B) If both the assertion and the reason are true statements, but the reason is NOT a

　　correct explanation of the assertion.

　　(C) If the assertion is a true statement, but the reason is a false statement.

　　(D) If the assertion is a false statement, but the reason is a true statement.

　　(E) If both the assertion and the reason are false statements.

　　19.

　　ASSERTION

　　In Canada, a variable life

　　insurance product is taxed

　　annually on the “inside buildup”

　　of cash value.

　　BECAUSE

　　REASON

　　In Canada, a life insurer’s

　　segregated fund is not treated as a

　　trust for income tax purposes.

　　20.

　　ASSERTION

　　The amount of depreciation taken

　　for tax purposes usually exceeds

　　depreciation taken for regular

　　financial statements.

　　BECAUSE

　　REASON

　　Governments often use

　　depreciation allowances to

　　stimulate the general economy.

　　COURSE 5: November 2001 - 19 - GO ON TO NEXT PAGE

　　Morning Session

　　21.

　　ASSERTION

　　In life insurance, the trend has

　　been towards fewer risk

　　classifications

　　BECAUSE

　　REASON

　　In life insurance, the increased

　　cost of underwriting tests and

　　requirements have not made it cost

　　effective to create additional risk

　　classifications.

　　22.

　　ASSERTION

　　In the U.S., large employers often

　　use administration services only

　　(ASO) arrangements for health

　　plans.

　　BECAUSE

　　REASON

　　In the U.S., ASO arrangements are

　　exempt from the provisions of

　　ERISA.
　　征服自己需要更大的勇气，其胜利也是所有胜利中最光荣的胜利。——高顿网校为人处世

扫一扫微信，关注精算师*7考试动态

版权声明：本条内容自发布之日起，有效期为一个月。凡本网站注明“来源高顿教育”或“来源高顿网校”或“来源高顿”的所有作品，均为本网站合法拥有版权的作品，未经本网站授权，任何媒体、网站、个人不得转载、链接、转帖或以其他方式使用。经本网站合法授权的，应在授权范围内使用，且使用时必须注明“来源高顿教育”或“来源高顿网校”或“来源高顿”，并不得对作品中出现的“高顿”字样进行删减、替换等。违反上述声明者，本网站将依法追究其法律责任。本网站的部分资料转载自互联网，均尽力标明作者和出处。本网站转载的目的在于传递更多信息，并不意味着赞同其观点或证实其描述，本网站不对其真实性负责。如您认为本网站刊载作品涉及版权等问题，请与本网站联系(邮箱fawu@gaodun.com，电话：021-31587497)，本网站核实确认后会尽快予以处理。

展开全文咨询在线

严选名师全流程服务

其他人还搜了热门推荐