金融专业需要考取的证书有哪些？

金融专业要考取哪些证书？这完全取决于你未来志向在哪，但一般来说，通用的有：
1. 特许金融分析师Chartered Financial Analyst (CFA)
这个总的来说是金融行业*6证书，但近年来其权威性和有效性有下滑趋势。
CFA考试普遍被认为是投资行业内最严格的资格考试。《经济学人》和《金融时报》都称CFA特许状为“黄金认证”。CFA协从业员需经过考核及评审，才会获颁CFA资格。
关于CFA考试的报考情况，现时全球有超过十万名考生报名参加考试，反映出CFA专业资格在世界各地越来越受欢迎。再者，近年来报考者有不少为证券分析员、资产组合经理、投资顾问、银行家、会计师及其他投资专才。而且，CFA特许状经常被金融业内不同机构包括投资公司、基金公司、证券行、投资银行、投资管理顾问公司、银行等等的雇主当作指标，藉之量度某人的工作能力及专业知识，从而决定是否聘用某应征者或晋升某雇员。因此，这显示出CFA特许状是全球金融财经界最为推崇的投资专业资格。
至于报考CFA考试的要求方面，只要拥有一个大学学士学位，无论是哪个学系毕业，均可报考CFA考试。可是，无论考生在大学所修读的是与CFA考试内容相关的学系、学位、资历或专业经验，考取CFA特许状都不会获得任何豁免。
关于CFA考试特点，它主要是分为三级，每个考生每年只可报考一个阶段的考试，通过了才可报考下一阶段。CFA考试内容包括道德与专业标准、证券分析、债券分析、衍生工具分析、另类投资、财务报表分析、量化方法、经济学、企业理财、投资组合管理、风险管理、资产分配和投资表现衡量。平均来说，CFA考生需要4年的时间才可通过该三级考试。一级考试每年进行两次，二级和三级考试每年进行一次。自1963年首次举行CFA考试以来，CFA考试范围也随着行业的革新和全球化不断更新。证券分析与道德标准一直以来都是很重要，而固定收益分析、另类投资和衍生投资产品及投资组合管理等课题也被融合到CFA课程及考试当中。
2. 金融风险管理师 Financial Risk Manager （FRM）
通常认为偏重于风险管理，持证者多见于保险，银行，证券的风控部门，但其实也有很多综合性的知识。
The Financial Risk Manager (FRM) designation is an international professional certification offered by the Global Association of Risk Professionals. To be awarded the FRM designation, candidates must complete rigorous two-part, practice-oriented examination that covers the major topics in financial risk management, demonstrate two years' professional work experience in financial risk management, and meet other requirements.
The basic requirements for becoming certified as a Financial Risk Manager include passing scores on both the Part I and Part II exams, as well as a minimum of two years' full-time work experience in financial risk management related positions including portfolio management, risk consulting, and other fields.
The FRM exams are considered to be among the most challenging in finance: fewer than 25% of candidates are able to clear both Part I and Part II exams on first attempts.
3. 注册金融规划师 Certified Financial Planner (CFP)
这个偏重于理财领域，银行的私行，个金部门，保险经纪，证券经纪等多会看重这个。
The Certified Financial Planner (CFP) designation is a professional certification mark for financial planners conferred by the Certified Financial Planner Board of Standards (CFP Board) in the United States, Financial Planning Standards Council in Canada and 22 other organizations affiliated with Financial Planning Standards Board (FPSB), the international owner of the CFP mark outside of the United States.To receive authorization to use the designation, the candidate must meet education, examination, experience and ethics requirements, and pay an ongoing certification fee. The information relates specifically to CFP certification in the United States. In the UK, the CFP licence is available to financial planners through membership of the Institute of Financial Planning.
To earn the CFP Board designation, candidates must meet several requirements—the first of which is the educational requirement, which requires candidates to have a bachelor's degree or higher from an accredited college or university. As a first step to the present CFP certification criteria, students must master a list of nearly 100 topics on integrated financial planning.
这三个是最最常见的, 也是相对来说影响力*5的, 国内还有一些其他的, 但基本都是这些证书的国内版本而已。